Nico draws on his two decades of experience in corporate and regulatory law to argue that, far from stifling progress, legal frameworks often create the clarity and confidence needed for innovation to thrive. He shares examples such as Lloyd’s of London’s early approach to insuring digital assets, showing how proactive regulatory guidance helped the market embrace emerging technologies safely and effectively.
The conversation also explores how insurers and insurtechs can balance speed with compliance when adopting new technologies like AI. Nico discusses the FCA and PRA’s principles-based approach, which encourages innovation while maintaining consumer protection. He highlights that perceived barriers often stem not from regulation itself but from risk appetite and governance within firms. Listeners can expect an informed and pragmatic discussion that reframes regulation as a driver, not a deterrent, of progress in an evolving insurance landscape.
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