Across specialty and commercial lines, the market trades here. Underwriters, brokers and coverholders writing and placing risk on one platform.
Insurance infrastructure built for the AI era
Faster connectivity between brokers and underwriters.
We build the infrastructure that lets brokers and insurers trade risk the way the market should move: fast, connected, and built to last.
For underwriters
Underwriting the risk, or stuck re-keying it? Moving data between spreadsheets traps underwriters in admin mode. The Artificial Risk Terminal captures the right data once, to keep decisions flowing.
For brokers
Placing the risk, or stuck preparing it? Chasing documents and reformatting submissions keeps brokers away from the market. Artificial structures the data at source, so the day is spent on placement, not preparation.
Powering the market
Artificial Risk Terminal
One platform, every step of the insurance cycle.
Deploy complex underwriting appetites in real time, augmented with human oversight.
Spend your time assessing risk and building your book, not on paperwork.
Aggregate, monitor and report on risk in real time, enabling more effective capital deployment.
Complex open market risks, underwritten faster with proprietary tech.
Take a portfolio approach to writing an whole portfolio of complex risks.
Optimise how capital is deployed to risk, and do it quickly and safely.
Delegate authority, but keep the control.
Multiple carriers. One placement workflow. Structure the risk and the follow panel, and capital attaches to risk in days, not quarters.
Enable brokers to spend all of their time with customers, and broking, rather than on admin.
Manage and run all types of facilities on a single platform, without changing how brokers need to work.
Run a tracker across your entire business, structuring necessary data with minimal effort. Live utilisation, aggregates and signing metrics, updated as business binds.
Seamless matching of capital to risk. No portals, no re-keying.
Proven results
Artificial takes the re-keying and document handling off the desk, so brokers can spend the day on what matters.
7 seconds
By automating a complex placement workflow, Artificial reduced transaction times from hours to just seven seconds.
AI decisions you can stand behind
Not a black box. Every AI decision follows your rules, so you can trace, explain and defend any outcome to any stakeholder. Your rules govern the system, not the other way round.
Loved by our customers
“Artificial’s platform is now embedded in our day-to-day broking operations, helping BMS Group drive efficiency and consistency at scale. This is exactly the kind of partner we want as we continue to modernise our technology estate.”
Paula DuplockUK Operations Manager, Divisional Director, BMS Group
“Artificial's technology is propelling us into the next phase of our evolution”
David IbesonCEO, Apollo Group Holdings
“Artificial's Contract Builder forms a key element of the digital infrastructure Lockton in the UK is building to support its clients and deliver a digital service platform for the future.”
Carl Smith Head of Europe Operations and Transformation, Lockton
“Artificial provides the digital market infrastructure we need to operate effectively. Their highly configurable platform gave us the fastest route to market, and together we’re delivering a better experience for brokers and carriers alike.”
Dan PrinceCEO, Augentic Underwriting
Resources
Analysis, ideas and news from inside the insurance market.
