Dominic argues that governance, compliance and regulatory frameworks are not blockers to progress but the very structures that make responsible experimentation possible. Rather than viewing oversight as red tape, TMHCC has built what Dominic describes as a "sandbox" culture, creating a safe space where teams are free to test ideas quickly, prove their value and then move into more formal delivery.
The conversation moves through some of the most talked-about questions in insurance technology right now: how to distinguish genuine trends from hype cycles, why AI is still only as powerful as the humans directing it, and how to bring underwriters and operations teams along rather than leaving them behind. Dominic also introduces the topic of quantum computing, explaining why insurers should already be thinking about quantum-safe encryption well before the technology reaches enterprise scale. For Georgie, it is a reminder that the organisations best placed to move quickly are not the ones with the fewest rules, but the ones that have built the right environment to experiment within them.
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